Pensions lifeboat may have to take on bankrupt Nortel's 33,000 pensioners
The Pension Protection Fund (PPF), the lifeboat set to rescue BHS pensioners and possibly those of British Steel, may also have to take on the 33,000 UK pensioners of bankrupt Canadian telecoms giant...
View ArticleFour top UK stocks for your ISA
The UK is home to many great businesses and buying shares in ones with good business models and prospects for growth can be a great way to boost savings in an Isa or Sipp. Markets have been rocky this...
View ArticleThree stocks to make your portfolio hum
There is (almost) nothing more delightful than a good stock picker who’s passionate about why he or she chooses to invest in a certain company. I especially respect the fund managers who take a hard...
View ArticleFive things I learned (and relearned) in my first year as a VC
1. Time is a brutal taskmaster You want to give everybody a fair crack of the whip but in truth you have to filter fast. The elevator pitch really does matter. If you, as a founder, can't communicate...
View ArticleShould you invest in crowdfunding?
From craft beer to knitting and films, crowdfunding allows you to invest in the things which matter to you. It’s grown massively in the last five years and revolutionised the possibilities for start-up...
View ArticleDefined benefit pension scheme deficits break £300bn mark
The level of funding across defined benefit (DB) schemes has worsened over the last year, figures out today show. According to the analysis by JLT Employee Benefits, the total deficit across all...
View ArticleHow bureaucracy killed the US crowdfunding market
Ordinary American investors finally got permission to invest in startups and other private businesses last month. Equity crowdfunding, as this form of investment has come to be known, has been a...
View ArticleWhy private equity is coming to the crowd
Small business investment has gone mainstream – or has it? While individual private investors looking to back early-stage businesses are spoilt for choice as crowdfunding gathers pace, opportunities...
View ArticleWhy you're dramatically underestimating how long you'll probably live
What is the most important number you can think of? Your bank balance? Your mortgage? US GDP or the FTSE 100? All of these are important but the one number you should be very focused on is a guess of...
View ArticleRoyal London adds a bit more clarity to drawdown
Royal London has today launched a product which aims to give advisers a bit more insight into the sustainability of their clients' available income for drawdown. The Drawdown Governance Service, which...
View ArticleRobo-advice can democratise finance by making investing easy and convenient
The robots are here! But not in the Terminator sense. Think, rather, of Asimov’s creations. Or, for the less nerdy, Rosie from The Jetsons: benevolent machines, doing our hard work but better, faster...
View ArticleThis many people think they can't afford to leave an inheritance
They say you can't take it with you but a significant number of people are worried that they can't leave it behind either. Less than a third (28 per cent) of those retiring this year think they can...
View ArticleSteel pension proposals could see oldest pensioners losing out
Proposals to rule changes for the British Steel Pension Scheme could strike the oldest and most vulnerable pensioners the hardest, a former pensions minister warned today. Steve Webb, who is now...
View ArticleLow interest rates hit to pension pots
“Work longer, save more and look to take more risk” was the gloomy advice from the pensions sector following the reports over the weekend that those entering retirement now can only expect to receive...
View ArticleWe love a good voucher code, but we're less keen on one type of saving
Brits are an oddly selective bunch when it comes to cutting down on expenses, a report out today suggests. The study by EDF Energy discovered that people are more likely to hunt down bargains on things...
View ArticleWhat pension freedoms have done to bankers' pension pots
Bankers may well have shunned the stereotype of splashing out on fast cars and long lunches last year in favour of topping up their pension pot, research shown exclusively to City A.M. suggests....
View ArticleIPOs might be back – but for how much longer?
Investors are on a treasure hunt for returns but there have been all too few big finds on stock markets lately and the jury is still out on whether a rally will present itself this summer. So why are...
View ArticleThis fintech firm just smashed crowdfunding records (and that's a problem)
A fintech firm which teaches kids how to manage money has smashed its fundraising target, becoming the most highly funded crowdfunded business in Britain. The success of startup GoHenry, which raised...
View ArticlePeople urged to check their P60 for this (potentially for the last time?)
A group of tax experts is today urging people to check their P60 to see if they can reclaim some of their savings. The Low Incomes Tax Reform Group (LITRG), which is an initiative of the Chartered...
View ArticleHere are the challenges wealth managers face from "sceptical"...
Wealth managers should target the growing number of millennial investors, a new report has advised. Millennials, defined as those born between 1980 and 2000, currently account for 10 per cent of global...
View Article
