Patient Capital? Time for a national database
Last November, the Treasury launched the Patient Capital Review. Its aim was to identify the barriers that innovative companies may face in gaining access to long term, supportive finance. It is being...
View ArticleWhy we bought Provident Financial
Provident Financial, the Bradford-based sub-prime lender, has gone up in flames in recent weeks from an investment perspective. Profit warnings and high profile departures have left the company...
View ArticleBroaden your market exposure: a time for alternative assets?
For as far back as I can remember bonds have been deemed expensive by all but the most pessimistic of investors. Yet, arguably, bond prices remain supported primarily by the actions of price...
View ArticleThe best route to an income outcome
Wealth managers should take a rounded approach to building portfolios, especially if the aim is to provide an ongoing income for the future. Investors’ ambitions can typically be classified as one of...
View ArticleA weakened Merkel leaves EU integration on the back-burner
Europe's politically supercharged year has ended with a jolt of excitement as Germans went to the polls on Sunday. Dubbed a “sleep campaign” and all different shades of “boring” by the German media, it...
View ArticleLimited edition Isaac Newton 50p coins have gone into circulation
There’s been a lot of new money this year: we’ve had the new 12-sided £1 coin and, last month, the new polymer £10. But there’s more - limited edition 50p coins have gone into circulation this week to...
View ArticleThe 10 most popular investment trusts revealed as purchases hit record high
The amount spent on investment trusts by advisers and wealth managers hit a record high of £514m in the first half of 2017, according to the Association of Investment Companies (AIC). This was a...
View ArticleMP committee chair supports plans for stricken firms to jettison pensions
The chair of an influential group of MPs today supported calls to allow financially distressed firms to jettison huge retirement deficits in order to avert further BHS-style collapses. The Pensions and...
View ArticleThe credit timebomb: Tips for tackling debt
From credit cards, overdrafts, personal loans, and mortgages – owing tens of thousands of pounds has now become a way of life. And while some debt might be good, a growing number of people find...
View Article"Just not enough": Record pension saving won't avert disaster,...
Retirement saving levels have been labelled as "brutally not enough" despite work workplace pension participation today hitting an all-time high. Some 39.2m are enrolled in a workplace pension, a jump...
View ArticleChinese interest in British firms should be welcomed, not shunned
The purchase of UK-based chip manufacturer Imagination Technologies by Chinese-backed firm Canyon Bridge has created widespread confusion about what this means for the future of British industry....
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US outranks Europe in Schroders sustainability league table
Indonesians are more focused on sustainability than any other country, according to a major study of attitudes among people in 30 countries who invest. Schroders Global Investor Study 2017 (GIS), which...
View ArticleDEBATE: Is Mark Carney right to say we are not in a consumer debt bubble?
Mark Carney said that we are not in a consumer debt bubble – is he right? Tom Stevenson, investment director for personal investing at Fidelity International, says YES. The British economy is overly...
View ArticleZopa's searching for new borrowers through this building society
Zopa is partnering with a building society to offer its loans as it seeks to add more borrowers to the platform. The online peer-to-peer lender will provide loans at 11 bricks-and-mortar branches of...
View ArticleGermany, Jamaica?, France & The UK – A European Update
The German elections could be a game changer. It is still too early to tell what impact they will have on future German and European policy, but the immediate reception they are receiving in Germany...
View ArticleWealth manager Alan Miller rips into robo-advice firm Nutmeg
Former hedge fund manager Alan Miller, who now runs wealth management firm SCM Direct, has today ripped apart robo-adviser Nutmeg in his latest blog post. He denounced the company's escalating losses,...
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How does factor investing stack up? A historical overview
Interest in ‘factor investing’ reached an all-time high in May according to Google Trends. As a result, fund management companies and investment banks released a flood of smart beta and risk premia...
View ArticleWhy the Fed's 'quantitative tightening' will be held back
Janet Yellen, the chair of the Federal Reserve (Fed), says she hopes that the reversal of QE will be as dull as “watching paint dry”. John Williams, San Francisco Fed President, said he hoped it is...
View ArticleFidelity International brings in performance-based fees in funds shake-up
Fund giant Fidelity International has announced it will move to to a “variable fee structure” as soon as the first quarter of 2018, where clients will be charged depending on how the fund performs. The...
View ArticleFCA: 'Gold-plated' final salary pensioners not receiving suitable...
Tens of thousands of pensioners with "gold-plated" final salary retirement pots are receiving unsuitable or unclear financial advice, regulators warned today. Defined benefit pension schemes can be...
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